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Consumer Loan Investment

Building a cross-border consumer-loan investment marketplace

An investment platform combining investor onboarding, wallet operations, manual and automated allocation, originator reporting, portfolio tracking, and buyback protection.

Loanch consumer loan investment platform and earnings calculator
€100.2Mtotal invested
15.6Kinvestors
€1.6Minterest paid
30 daysdelinquency buyback

Scale figures are current public platform figures reviewed on July 21, 2026.

THE OPERATING CHALLENGE

More than a customer interface

Make consumer-loan portfolios from several Asian markets understandable and operable for individual investors.

Coordinate funding, allocation, repayments, delinquency handling, and originator reporting in one journey.

Support active selection and automated strategies without hiding the underlying portfolio evidence.

THE CONFIGURED SOLUTION

One foundation, composed for this product

The product applies the reusable investment-platform foundation to cross-border consumer loans and BNPL portfolios, with market-specific originators and investor protection rules.

01

Investor onboarding

Account creation, verification, and controlled access to investment opportunities.

02

Originator operations

Profiles, portfolio data, audited reports, and market-specific loan inventory.

03

Auto-invest

Reusable allocation strategies deploy capital without manual loan-by-loan selection.

04

Wallet & settlement

Funding, investment settlement, repayments, and withdrawals stay in one account flow.

05

Servicing & buyback

Repayment monitoring and defined delinquency protection support portfolio control.

06

Investor reporting

Portfolio performance, transaction history, disclosures, and loyalty rewards remain visible.

OPERATING EVIDENCE

What the product demonstrates

The public platform reports €100.2M invested, 15.6K investors, and €1.6M interest paid.

Originator reporting covers consumer-loan and BNPL businesses in Malaysia and Indonesia.

Public figures are dynamic and should be refreshed before publication.

NEXT CASE STUDY

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Unified Asian payments, payouts, risk and reconciliation

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